There are numerous benefits to estate planning, but one that cannot be discounted is the peace of mind that comes with having an estate plan in place. Regardless of the size of your estate, it is inevitable to question what will happen with your hard earned assets should something unexpected happen to you. Questions like…

A Legacy Letter is a message written from your heart to the hearts of those you hold dear. Also called Ethical Wills, these letters are not legally binding and convey your values rather than your valuables. Legacy Letters are a sincere and earnest letter containing words of love, wisdom and life lessons from you to…

Henry (named change to protect client confidentiality) contacted me about a year after his wife was first diagnosed with Alzheimer’s disease.  In the year leading up to our first meeting he had provided her full-time care and watched as her condition progressed.  Not only was Henry dealing with the physical and financial challenges of caring…

Many have become aware about upcoming changes that will limit the availability of Medicare Cost Plans in 66 Minnesota counties.   Starting in 2019, health insurance companies will no longer be able to offer Medicare Cost Plans in several counties in Minnesota including the Twin Cities, metro area.  This means that an estimated 370,000 Medicare recipients,…

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