With more transactions taking place, and accounts being managed, online – it has become increasingly important for individuals to do at least some element of digital asset planning as part of their estate plan.  Perhaps the most basic level of this type of planning includes having a plan in place for how to communicate what…

With the soaring cost of higher education, and the increased amount of people requiring loans to meet high tuition costs, it is very important to be informed and aware of the stipulations regarding loan repayment. While not many want to think of their mortality, awareness surrounding their student loan debt, and the implications it may…

Planning for your child begins early, and carries on throughout their life. For parents of a child with a disability, the degree of planning and preparation needed increases. Creating an estate plan tailored to the needs of your child could not only provide security and peace of mind for you, but also for your child….

So, you’re married! You have found the one you wish to have and to hold, you are freshly relaxed from your honeymoon, and now you’re wondering “What’s next?”  Schromen Law, LLC would advise that it is the perfect time to set up an appointment to update or create your estate plan. Here is a helpful…

It is not uncommon that I meet with a client who does not have life insurance in place, but plans to obtain life insurance “down the road” – whether it be when they are done having children, or feel they are in a better place to budget for the premiums.  Celine Kitzenberg, a financial services…

Prenuptial agreements are an important tool for individuals who are entering into a marriage and have assets they want to protect should the marriage end in divorce.  With many people entering into marriages later in life, they are oftentimes joining lives when one party, or both, have accumulated assets such as a home, retirement accounts…

Last week, my sister-in-law asked my husband and I to be the godparents of her soon-to-be-born daughter.  Of course, we ecstatically agreed!  We excitedly began discussing details surrounding the role we had just accepted – flying to California for the baptism, and future anticipated events – including her eventual wedding.  Needless to say, we are…

After finishing high school, many graduates are focusing on planning for college.  Such planning includes choosing classes, buying supplies and items for classes as well as their dorm room or apartment, and preparing to move away from home for the first time – sometimes even across the country.  It can be exciting, stressful, and overwhelming…

Parents will go to any length to ensure the safety, security, health and well-being of their children.  But one thing that parents don’t want to think about is the unthinkable; “What if something happens to us?”  Many of my articles focus on providing for the safety and security through an estate plan, but I also…

Evon M. Spangler, partner at Spangler & de Stefano, PLLP, is a business attorney in St. Paul, Minnesota.  When I represent clients who are business owners in drafting their estate plan, they oftentimes need to work with a business attorney to ensure there is a succession plan for their business.  One way to do this…

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