Many people agree with the saying that dogs are man’s (and woman’s) best friend. Our pups become full-fledged members of our families, and may even be treated like our children….

It is not uncommon that I meet with a client who does not have life insurance in place, but plans to obtain life insurance “down the road” – whether it…

Estate planning is crucial to personal financial management, so it is astounding that a majority of Americans do not have an estate plan in place. Why do so many people…

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